Our partners

Who we work with,
and why it matters to you

We are not tied to any single product house, fund manager or insurer. These are the platforms and providers we hold relationships with, what each relationship actually is, and what it gives you access to.

Investment Platform Partner

Linked investment service provider

A linked investment service provider giving access to a wide fund universe on a single platform, with consolidated reporting and one fee schedule.

Our relationship

We are an independent intermediary on this platform. We are not tied to it and receive no additional remuneration for placing business there.

Providers we work with in this area

Allan Gray, Momentum, Sanlam, Discovery, Liberty, Old Mutual, Investec, PPS, Boutique Collective Investments and Coronation.

Available to our clients through this partner

  • Unit trust and collective investment portfolios
  • Retirement annuities and preservation funds
  • Living annuities and post-retirement income
  • Tax-free savings accounts
  • Endowments and offshore-domiciled portfolios
  • Consolidated statements and online client access

Asset Manager Partner

Discretionary fund management

A discretionary asset manager whose funds are available across the platforms we use, with published minimum disclosure documents in each share class.

Our relationship

We select from this manager’s range on merit, alongside every other manager available to us. No allocation is made on the basis of any relationship.

Providers we work with in this area

OIG, Fairtree, Investec, Peregrine, BrightRock and Corion.

Available to our clients through this partner

  • Local and offshore equity, balanced and income funds
  • Published minimum disclosure documents by share class
  • Model portfolio ranges
  • Manager commentary and factsheets for client reporting

Life Assurer Partner

Risk and life assurance

A licensed long-term insurance intermediary providing life, disability, severe illness and income protection cover, with underwriting and claims support.

Our relationship

We quote across multiple assurers on every case. Cover is placed on terms and price, not on provider preference.

Providers we work with in this area

Discovery, Liberty, PPS, Momentum, Sanlam, Old Mutual and Hollard.

Available to our clients through this partner

  • Life, disability and severe illness cover
  • Income protection and temporary disability
  • Business assurance: buy-and-sell, key person, contingent liability
  • Underwriting support and claims assistance

Medical Scheme Administrator

Health cover and gap cover

A registered medical scheme intermediary, together with gap cover underwriters addressing the shortfall between scheme rates and specialist charges.

Our relationship

We are an accredited healthcare intermediary and compare options across schemes at every annual renewal.

Medical schemes we work with

Bestmed, Bonitas, Discovery, Medihelp, Medshield, Momentum, Fedhealth and Sizwe.

Gap cover and health insurance providers

Sirago, Total Risk, Ambledown and GENRIC.

Available to our clients through this partner

  • Medical scheme option selection and comparison
  • Gap cover and shortfall products
  • Chronic and Prescribed Minimum Benefit navigation
  • Annual renewal review and member support

Short-term Insurer Partner

Personal and commercial lines

A licensed short-term intermediary covering personal lines and commercial risk, with broker-led claims handling.

Our relationship

We hold a broker mandate and place cover across several insurers, comparing sums insured, excess structures and premium on each renewal.

Providers we work with in this area

Lombard Insurance, Auto & General, Bryte, Hollard, Santam, Old Mutual Insure, AC&E, King Price, Guardrisk, New National Insurance, Safrican, Southern Cross and Leppard.

Available to our clients through this partner

  • Household, vehicle and all-risks cover
  • Commercial lines, liability and business interruption
  • Policy audit against replacement value
  • Claims lodgement and negotiation on your behalf

Employee Benefits Partner

Group risk and retirement funding

An umbrella fund and group risk provider supporting employer-sponsored retirement and risk benefits.

Our relationship

We act as the appointed benefit consultant, advising the employer and supporting members directly.

Providers we work with in this area

Pinnacle Employee Benefits, SALT Employee Benefits, Jigsaw and Triarc.

Available to our clients through this partner

  • Umbrella and standalone retirement funds
  • Group death, disability and funeral cover
  • Default regulation investment and annuity strategies
  • Member communication sessions and benefit statements

A note on independence. Holding a relationship with a provider is not the same as being tied to one. We quote and compare across the market on every case, and all remuneration is disclosed to you in writing before you commit to anything. XPert Wealth (Pty) Ltd, FSP No. 51670.